Seniors in Dallas find themselves hoping to retire in their mid-60’s, but for many, this just isn’t reality, and the aging and career structure are changing as a result. Some seniors like 92 year old Erma Paliani are working right up until they just can’t do it anymore, and here are the factors influencing that decision:

• While the average age to claim Social Security Benefits is 63.9, many need additional income on top of it to be able to afford basic aspects of daily living, like housing and food

• Many seniors would love to retire and just focus on their family and relaxing, but based on the numbers of seniors aged 65 and older which are rising higher than ever before, this isn’t a reality for everyone. The number of older works, aged 80+ has had the most substantial increase at 67% to 500,000 Americans

• With people living longer, money doesn’t go as far as it used to, and as time goes on this might increase even more, keeping more and more seniors in the workforce longer than planned

• Government benefits, which were initially defined in 1940 certainly weren’t designed to support 30 or more years of retirement, which means seniors need a fairly substantial nest egg to make it through

Via: AARP

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Home Health Senior Care Dallas - Your elderly loved one prefers to live at home and our CAREGivers are trained to help them remain safe and healthy at home. Call us at 972-239-3934.

Hiring a professional caregiver to help out a senior at home, can be a big decision. Hiring a caregiver from a professional caregiving agency has its benefit over hiring a private caregiver for a number of reasons. Even though caregiving agencies can be more costly, the piece of mind a caregiving agency can offer is well worth the expense. A professional caregiving agency, like Home Instead Senior Care, helps mandate the care provided by its caregivers; it dictates exactly what role the caregiver will play in the home and care of a senior, and helps to select a caregiver that will best fit the care recipient’s lifestyle, needs and personality. With a professional caregiving agency, elderly home caregivers receive comprehensive training in non-medical care techniques, so families can feel confident that their seniors are receiving quality care.

While hiring a private caregiver might sometimes save money, the hassles that come with making that care decision aren’t generally worth the savings. Unless you hire a private caregiver who files their taxes as an independent contractor, families become the caregiver’s employer, which requires that you pay Social Security, Employment and payroll taxes.

Sources:
1.    Caregiver’s Home Companion
2.    Elderlaw Cincinnati

Home Instead Senior Care Dallas - Your elderly loved one prefers to live at home and our CAREGivers are trained to help them remain safe and healthy at home. Call us at 972-239-3934.